BankFuse is the most complete cloud-based SACCO management system in Kenya. FOSA & BOSA management, member share registry, mobile banking, loan management, CBK & SASRA compliance — all in one affordable platform trusted by 14,000+ SACCOs.
From a small 200-member welfare SACCO to a KSh 10B DT-SACCO with branches across Kenya — BankFuse SACCO management software scales with your institution.
Complete front office savings account management — deposits, withdrawals, standing orders, M-Pesa integration, ATM/POS card issuance and full member transaction history.
FOSA · SavingsBack office savings accounts — member share registry, non-withdrawable deposits, development loans, emergency loans, school fees loans and dividend calculations per member.
BOSA · SharesAutomated CBK prudential returns, SASRA compliance ratios, capital adequacy, liquidity ratio, core capital calculations — generated at the click of a button, every quarter.
CBK · SASRAWhite-label iOS and Android app for your SACCO members. Check balances, apply for loans, transfer funds, view statements and pay via M-Pesa — 24/7.
Mobile · AppNormal loans, emergency loans, school fees, development loans and salary advances. Automated repayment schedules, checkoff deductions and loan guarantorship management.
Loans · RepaymentDouble-entry SACCO accounting with automated trial balance, income statement, balance sheet, dividend computation and AGM reporting packages. IFRS-compliant.
Accounting · AGMFull CBK licensing support, capital adequacy reporting, FOSA operations, interbank transfers, ATM connectivity and SASRA compliance automation.
Get DT-SACCO Demo →Salary checkoff deduction integration, payroll-linked loans, automatic contribution deductions and employer reporting for teachers, police, nurses and civil servants.
Get Employer SACCO Demo →Seasonal savings and loan products, harvest-linked repayments, commodity-backed lending and integration with NCPB warehouse receipt systems.
Get Agri SACCO Demo →Affordable, easy-to-use SACCO management for smaller community, church and welfare SACCOs. Simple setup, no technical expertise required.
Get Community SACCO Demo →"BankFuse replaced our 15-year-old SACCO system in 6 weeks. Our SASRA returns are now automated — what used to take our accounts team a full week is done in minutes. Best SACCO software we've ever used."
"The M-Pesa integration for FOSA deposits and loan repayments has transformed our SACCO. Our members can bank from anywhere without coming to the branch. BankFuse's cloud SACCO system is exactly what we needed."
"We evaluated 5 SACCO software systems before choosing BankFuse. The FOSA/BOSA separation, checkoff loan management and mobile app are exactly what a modern Kenyan SACCO needs. Highly recommended."
Book a free demo today. Our SACCO specialists will show you exactly how BankFuse works for your SACCO type, size and compliance requirements.
No commitment · Free 14-day trial · Response within 24 hours