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East Africa Fintech
Insights & Guides

Regulatory updates, integration guides, customer success stories and in-depth research — everything you need to stay ahead in East Africa's financial sector.

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In-Depth Guide
CBK Regulations 2025

What Kenya's Updated MFI Licensing Framework Means for Your Institution in 2025

The Central Bank of Kenya's revised Microfinance Act amendments introduce new capital adequacy requirements, enhanced AML/CFT obligations and revised SASRA reporting timelines. Here's what every Kenyan MFI and SACCO needs to do before Q4 2025.

JK
James Kariuki
Head of Regulatory Affairs, BankFuse · May 12, 2025 · 12 min read
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East Africa Fintech Insights

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Kenya
CBK's New AML/CFT Framework: A Step-by-Step Compliance Checklist for Kenyan MFIs

The CBK's enhanced AML/CFT requirements take effect Q3 2025. We break down exactly what documentation, processes and system changes your institution needs.

🗓 May 12, 2025 · 8 min read
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Uganda
MTN MoMo API Integration Guide for Ugandan MFIs and SACCOs

A technical walkthrough of integrating MTN Mobile Money Uganda's API into your loan disbursement and repayment workflows — including common pitfalls and sandbox testing tips.

🗓 April 28, 2025 · 11 min read
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Tanzania
Agri-Finance in Tanzania: How Kilimo Credit Reached 8,000 Coffee Farmers in Mbeya

A case study on how Kilimo Credit used BankFuse's seasonal repayment engine and M-Pesa TZ integration to profitably serve smallholder farmers across Mbeya and Njombe regions.

🗓 April 15, 2025 · 9 min read
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Rwanda
Rwanda's Cashless Economy Vision 2030: What It Means for MFIs and SACCOs

Rwanda targets 100% financial inclusion by 2030. We analyse the NBR's regulatory roadmap and what UMURENGE SACCOs and digital lenders must prepare for in the coming 5 years.

🗓 March 30, 2025 · 7 min read
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South Sudan
Banking the Unbanked in South Sudan: Opportunities and Realities in 2025

With only 7% formal banking penetration, South Sudan is Africa's greatest untapped financial inclusion frontier. We explore the opportunity — and the operational realities of building there.

🗓 March 14, 2025 · 10 min read
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Fintech
The 2025 State of Digital Lending in East Africa: Key Trends and Data

Our annual analysis of digital lending trends across Kenya, Uganda, Tanzania, Rwanda and South Sudan — covering PAR ratios, mobile money adoption, regulatory changes and technology shifts.

🗓 February 28, 2025 · 14 min read
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Practical guides for East African financial institutions

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Free Guide · 24 pages

The Complete CBK Compliance Checklist for Kenyan MFIs 2025

Everything your Kenya MFB or SACCO needs to be compliant with CBK, SASRA and AMFI-K requirements this year.

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Free Guide · 18 pages

AI Credit Scoring for East African Lenders: A Practical Implementation Guide

How to use alternative data — M-Pesa, airtime, social — to score unbanked customers. Real-world examples from Kenya and Uganda.

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Free Guide · 30 pages

The East Africa Agri-Finance Playbook: Reaching Smallholder Farmers Profitably

Seasonal credit modelling, WRS collateral, last-mile delivery and PAR management for agri-lenders in Kenya, Tanzania and Uganda.

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Trusted by East Africa's best institutions

★★★★★

"BankFuse cut our loan processing time from 5 days to under 4 hours. The M-Pesa integration alone has transformed how we collect repayments from our 22,000 customers across Nyanza and Western Kenya."

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Mary Njoroge
CEO, Jitegemee Microfinance, Kenya
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★★★★★

"BOU compliance reporting was non-negotiable for us. BankFuse automated our entire regulatory reporting pipeline. What used to take a week now takes 10 minutes — and it's always accurate."

JO
James Okello
CFO, Kampala Teachers SACCO, Uganda
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★★★★★

"We launched a digital lending product for coffee farmers in Mbeya in just 11 weeks. The seasonal repayment scheduling is exactly what Tanzania's agri-lending market needed."

AS
Amina Salim
MD, Kilimo Credit Tanzania
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★★★★★

"The NBR regulatory module saved us months of implementation work. We went live in Rwanda in under 9 weeks and our first NBR submission was generated automatically with zero manual intervention."

EC
Emmanuel Cyiza
CEO, Inzira SACCO, Rwanda
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★★★★★

"Operating in South Sudan is challenging. BankFuse's offline-capable field agent app and dual SSP/USD currency support was the difference between a workable solution and everything else we evaluated."

PM
Peter Maluk
Country Director, BRAC South Sudan
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★★★★★

"We evaluated Mambu and 10x Banking before choosing BankFuse. The East Africa-first approach — local payment rails, local compliance modules and a local support team — was the deciding factor."

FW
Faith Wanjiru
CTO, Pezesha Digital, Kenya
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